Our clients' measurement of what it means to be successful – and what success should provide – has changed drastically over the past several years.  Our firm's approach is built on a philosophy of aligning your wealth with that which empowers your life and the lives of your family.  The real questions and concerns have more to do with how you want to live your life and how your money should support those ambitions.  We help our clients see beyond their immediate financial concerns and how they can use their wealth to bring more fulfillment and security. We call this "wealth management".

Our clients want a process that integrates their financial resources with their vision of personal fulfillment, security and integrity. It is not so much a single financial fulfillment solution, but an important process in which your wealth is always at the service of your life.  We call this "financial wellness".

Many financial management firms only address half of the issues most people face.  They advise you based on your assets and objectives, working to fit them together into a single portfolio.  The context around your goals is too often lost and your ability to prioritize, and invest according to your priorities, may be limited.  Your unique goals and preferences require unique strategies which, carefully combined, get you where you want to be.  We take a holistic approach to managing your life and your wealth. By understanding your goals along with your dreams, desires, and within the context of your means, we work to ensure your "financial wellness".

The Market is Changing

Our strategy is built on the view that clients have an unmet desire for holistic, integrated wealth services. A service that is personalized to their specific life goals and integrated for their convenience...but still unbiased and objective. This requires the unbiased client centric advisors yet challenges the capabilities and infrastructure of most financial advisors. As advisors we develop, implement and service a significantly broader set of wealth services including areas like credit, legacy planning, elder care and philanthropy.

An Investment System That is Driven By Your Objectives

Our firm uses a system that offers you more than just traditional financial management.  To achieve financial wellness, the best strategy is one which allows for multiple short- and long-term goals that support the way you live your life.  Objectives such as: major purchases, family changes, education commitments, retirement, philanthropic aspirations and career redirection. Each goal is unique in the time and resources it requires to be achieved. We also realize that you have an ever-changing list of priorities.  The key to understanding how best to use your wealth is to recognize the underpinnings of your goals. We assist you to gain a clear appreciation for how they are interdependent, both financially and emotionally.  All within the bigger picture of your life.

Coordination of Your Wealth With Your Life

There are five steps in the process:

  1. Discovery Interview- Identification of your life goals is the most important part of our process.  We will help you organize your goals by timeframe and priority. We can begin to understand how specific goals fit into the greater picture of your life using this discovery process.
  2. Assessment of Your Goals- You have to be asked the right questions, in order to have the right answers. We will build a context around each of your goals and begin to develop a clearer perspective for what needs to be done to achieve them.  What issues are involved in accomplishing your goals? If there are issues we will assist you in finding solutions.
  3. Evaluate Options- There may be more ways to achieve your goals than you may have imagined.  We'll illustrate different scenarios that reveal how you can use your wealth to achieve your most significant objectives. A demonstration of the impact of particular choices on how you live your life will provide the information you need to choose the options that best suit you and your lifestyle.
  4. Implementation- It's your vision that is important. You follow a path determined by your desired options. We then build a disciplined strategy for you. Our job is to ensure that the elements of your program remain consistent with your life's goals.
  5. Managing Change- We realize the importance of anticipating life's inevitable changes.  When changes do occur, we are prepared to help you adjust and we recommend options for adjusting your Life/Wealth program in ways that continually supports the way you want to live.

The Freedom to Pursue Your Life Goals

Achieving financial wellness is knowing that your investment strategies have been coordinated to support each of your life goals. We work continuously to provide you the security of knowing that you are prepared to meet whatever challenges may come your way. The well being feeling that your assets are aligned to meet your life goals, means freedom for a full and successful life. Why shouldn't you enjoy the freedom.