| FINANCIAL PLANNING |
"Plan for the future. People who stay in the present will be in the past."
-Abraham Lincoln
Our disciplined approach to financial planning will guide clients through the prioritization of their short- and long-term goals and the process of financial planning. Whether discussing individual issues, such as retirement cash flow and estate planning, or developing an integrated plan, we assist clients in achieving their goals.
Individuals
A comprehensive financial plan usually includes:
- financial statements and cash flow analysis
- investment review
- income tax planning
- retirement planning
- insurance analysis
- estate planning
In addition, our experience covers a broad spectrum of other personal financial planning areas including cash flow management, rental property analysis, fringe benefits and compensation planning.
Businesses
For businesses, our services focus on the development of a strategic business plan and employee benefits and usually include:
- establishing financial goals and objectives
- financial analysis
- review of management structure
- marketing and sales analysis
- executive compensation
- retirement plan review, including 401(k) plans
Associations
For associations, our services center on investment management consulting and the employee education and plan option performance evaluation requirements under Section 404(c) of the Employee Retirement Income Security Act (ERISA). Specific services include:
- development of investment policy statements
- selection of investment options
- performance comparison to benchmarks
- employee education
- assisting trustees with fiduciary compliance